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LifeLock, And Other Options

Author: JedJenson Total views: 4 Word Count: 633

It's a heavy burden to bear when someone has stolen your identity and ruined your credit. The time and effort involved in restoring your credit and good name can bring you to the point of pure frustration and exhaustion. Luckily there are several identity theft protection companies available to consumers that can take the worry and burden out of protecting one's identity. Choosing the right company, however, can be almost as burdensome as having your identity stolen. When it comes to choosing the right identity theft protection company for you and your family, it is important to weigh the pros and cons of each provider before choosing a company with which to place your trust. LifeLock, an identity theft protection company, has been protecting their member's identities for years and the pros of using LifeLock have greatly outweighed the cons.

For example, one pro of using LifeLock for the entire family's protection is that LifeLock offers child identity theft protection services. LifeLock is, at this time, the only company to offer credit checks and monitoring services for a member's child who is under the age of 15. LifeLock recognizes the growing number of child identity thefts and is leading the market in providing this needed service.

Pro number Two: While most identity theft monitoring services provide protection from identity theft, LifeLock's services work to prevent identity theft from occurring in the first place. LifeLock's identity prevention services include placing fraud alerts on your credit files, monitoring the internet for black market activity regarding the illegal use of credit card numbers and social security numbers through their eRecon services; and detecting when a member's address has been illegally changed in national databases through their TrueAddress services.

Pro number Three: LifeLock reduces the amount of pre-approved credit card offers that come in the mail and the number of telemarketing calls received, which are prime ways for identity thieves to steal your personal identification information. This service makes it extremely difficult for a thief to steal identifying information from via a mail box or trash can. The reduction in the amount of junk mail you will receive is certainly, in and of itself, a Pro! However, the fact that you will not get tricked into revealing your identity is actually the Pro we are excited about.

Con number One and Only: Although LifeLock pulls credit reports annually, which is a great safeguard against unauthorized issuing of credit or loans, they do not perform daily scans of a member's credit report and only send credit reports annually. Other theft identity services send member's their credit reports on a quarterly basis. In addition, LifeLock does not provide members with their FICA scores which give the member an idea of how they measure-up when it comes to their credit report. However, LifeLock does have plans to add this to their list of services in the near future.

Lastly, one of the best pros to using LifeLock is their $1,000,000 total service guarantee. Because thieves will inevitably find "a way around the system," there may be a day when a thief may find a way around LifeLock's system. If this happens to a LifeLock member, LifeLock will provide attorneys, investigators, accountants, case managers, etc. to restore the member's good name and credit. In addition, if the member loses money as a result of the theft, LifeLock will reimburse the amount lost.

When it comes to weighing the pros and cons of using LifeLock, the scales are tipped towards the pros. LifeLock offers some of the most comprehensive identity theft protection and prevention services available. Therefore, when deciding which identity theft protection company is right for you and your family, it is clear that LifeLock's identity theft protection services will certainly outweigh the competition.

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About the Author

Jed Jenson publishes identity theft reviews, such as LifeLock reviews. To see another lifelock review, keep reading.

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